PPI Legal Challenge

NO CALCULATORS

Many other websites have online calculators to estimate how much PPI you have paid. This is complete guess-work - the ONLY way to find out how much you are owed is to submit a properly formatted claim.

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PPI Recent Develpoment Legal Challenge

Many people had their claims for PPI compensation rejected.

Some were told they no had PPI when they had. See below.

However a decision at the Supreme Court means that in many circumstances clients whose claims were rejected can now claim using a legal process and have their claim upheld. This applies where the lender rejected them or where the Financial Ombudsman Service rejected the complaint.

Don’t give up and feel rejected, get in touch and let us get back what is yours.

All work is undertaken no win no fee.


Re-Assess Your Old Compensation Offer

Our solicitors are able to check offers of compensation to ensure clients get every penny they are entitled to.  In many instances this is not the case.

This applies even though you accepted and were paid the original offer. We have already had many clients who have received additional compensation to pay outs they received years ago.

Get in touch, all work is undertaken on a no win no fee.

 


Case Study Mr Cameron, Dunbartonshire Rejected Complaint

In 2009 Mr Cameron made a claim for missold PPI to his bank.  He didn’t keep any paperwork so wrote to his bank asking for details. They wrote back some time later to say he had no PPI. Although unsure about this, he took them at their word, as the bank would know if he had PPI or not.

In March 2016 we referred Mr Cameron to our solicitors. Having entered his details to their system they sent him some forms to sign and return. They then wrote to the bank using legal rules and found that Mr Cameron DID have PPI attaching to his loans.

They were able to use the recent decision at the Supreme Court to have a compensation payment made.

In May Mr Cameron was notified that he a total of £19,301.81 was claimed on his behalf.

Mr Cameron, a retail manager said “I was contacted by FCC telling me my claim could be resurrected, I wasn’t really sure how this was possible but I had nothing to lose. I then received paperwork from their solicitors, which I signed and returned. At the end of May they notified me that they had won several claims on my behalf. I was shocked but delighted and bought myself a new car”

 

FCC solicitors said “it is sadly not uncommon for clients to be told they have no PPI or that the lender ‘cannot locate their file’. We were delighted with Mr Cameron’s result and using the Supreme Court decision we would have won his case even if they had admitted to his PPI and rejected his complaint”


Case Study Insufficient Compensation Award

Mr Baillie had taken his claim for missold PPI and had been awarded compensation in 2012.

FCC contacted Mr Baillie after they had received legal advice that many claims already paid out could be enhanced using legal rules.

We passed Mr Ballie’s details on to our solicitors in March this year. They entered his details to their system and sent him some pre-populated forms to be signed and returned. He did this as soon as he got them.

In May our solicitors wrote to Mr Baillie informing him that they had a further award of £842.

Mr Baillie said “the whole process was very straightforward. I just signed some forms and sent them back free post. My claim was acknowledged then the next thing I heard was that I had been made a further payment. I am delighted and would have had no idea about this if FCC hadn’t been in touch”

Here is a sample of other clients who were either denied compensation and have now been paid, or were awarded compensation and our solicitors have been able to have aditional pay-outs. 

Mr & Mrs Allen received additional compensation of £4,121.08 additional compensation from Barclays

Ms Clarke received additional compensation of £151.43 from Halifax

Mr & Mrs Baxter received aditional compensation of £447.07 from Lloyds

Ms Morgan received aditional compensation of £69.73 from Lloyds

Ms Gonnell received £1807.62 having initially being rejected by Blackhorse

Mr McCafferty received additional compensation of  £3,825.27 and £2,424.66 both from Blackhorse

Mr Andreoni received additional compensation of £3,173.97 from Lloyds

Mrs Cox received additional compensation of £379.36 from Halifax

Mr Blackshaw received additional compensation of £221.21 from Halifax

Mr Foster received additional compensation of £4,467.13 from Lloyds

Mr Ewan received additional compensation of £1913.72 with RBS

Mr & Mrs Rodgers received additional compensation of £12,814.57 from Halifax

Mr Walker received aditional compensation of £3,886.74 from Halifax

Mr Henderson received additional compensation of £2,152.27 & £522.28 from RBS

Mr & Mrs Eaglesham received aditional compensation of £57.22 from RBS

Mrs Richardson received additional compensation of £1401.47 from RBS

Mr & Mrs Campbell received additional compensation of £43.94 from RBS

Miss Craig received additional compensation of £143.91 from RBS

Miss Hamilton received additional compensation of £5,604.66 from RBS

Miss Samson received additional compensation of £846.87 from RBS

Mrs Lattimer received additional compensation from Lloyds for £1,490.95 & £1,262.23

Mr Baillie received additional compensation of £2,501.42, £2,272.36, £326.25 & £313.91 from RBS

Mr & Mrs Wynne received additional compensation of £1520.95 from Northern Rock

Mr Allman received additional compensation of £3,665.73 from Bank of Scotland

Mr Alexander received additional compensation of £19,219.73 from Barclays 

 

 

 

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Registration No. SC259248 - Registered Office: Suite 411, Baltic Chambers, 50 Wellington Street, Glasgow G2 6HG - email: info@fcc123.com

Regulated by the Claims Management Regulator in respect of regulated claims management activities. Authorisation Reference No CRM2352.
Registration recorded on the website http://www.justice.gov.uk/claims-regulation